We all love shopping online because it’s much more convenient than heading into town to do your shopping. If you allow online websites to store your card details for future use. It makes shopping online more convenient, but is this safe or are you exposing yourself to unnecessary risk?
We live in a world where online fraud is increasing year on year, so we should be more vigilant than ever before when shopping online.
Is it safe storing your debit card details when shopping online
If you are like me you may enjoy online shopping on a Sunday afternoon whilst having a cup of coffee. Online shopping is popular than ever before, so you can buy almost anything online. The question is whether you should be storing your debit or credit card details when you do this.
There are two ways you can store your debit card details when shopping online. You can either store your card details with each online retailer you shop with. The other option is to store your details on your Chromebook. It’s most likely that you have done both and sometimes without even
Why do we store debit card details when shopping online
When you shop with online retailers for the first time you need to enter your debit card details if they have not been stored previously. The online retailer will always ask if you want to store your card details for future purchases. They do this because they hope it will make you purchase more in the future.
It sounds really lazy, but when you have got comfortable and started shopping online. It’s a bit irritating when you are asked to enter your card details, which means you have to stop what you are doing and try to remember where you left your debit cards.
If you are
Storing your card details with each individual website
The first way of storing your card details is to allow each website you shop with to store your card details for future purchases. This is usually done by a simpl tick of a box. This is great for the website because it removes one of the steps for future shopping, which means you are most likely to impulse buy from that website in the future.
It’s also really convenient for us the consumer because it stops us having to find our card details every time we shop online. The problem, however, is that this is definitely not the safest way to do your shopping online.
You see on the news more than ever before that websites have been hacked. They tell us it’s possible the hackers got access to your debit card details and be vigilant of any suspicious activities on our bank statements. This is the first issue with allowing individual websites to store your card details. Can you be certain the website is looking after your debit card details correctly?
Another issue with doing this is that your debit card details are stored with multiple websites. This makes it more likely that you may be impacted by such hacks. Having your debit card details stored on several servers is definitely opening you up to problems in the future.
Storing your card details on your Chromebook
When you enter debit or credit card details when shopping online on your Chromebook. You will be asked a question by Chrome OS whether you want to store these card details for future purchases. If you click yes these card details are stored locally on your Chromebook.
When you next shop online it makes it much easier to enter your card details without having to look for your debit cards. As soon as you start entering card details the browser
This is a much safer way of storing your debit or credit card details on your Chromebook. Firstly, you only have your card details stored with one company, that being Google. This is much safer than having your card details stored with online shopping websites that may be located anywhere in the world.
Also, I don’t know about you, but I would feel much safer with Google handling my data than a website where I don’t really have any idea on how equipped they are at protecting my data.
Saving your debit or credit card details for future shopping is convenient. We live in a world where we want things done instantly, so most of us choose to store our details.
Storing your debit card details with each individual website you shop with online could increase the risk of getting your card details stolen. If you use large websites like Amazon then you should hopefully not have any issues, but that does not mean it could not happen. Even large professional companies are exposed to the risks that hacking can cause.
The bigger risk of storing your debit card details with each website you buy from. Is that you don’t know how equipped each website is at making sure your data is kept safe. It also increases the risk by having your card details stored with multiple websites.
Storing your card details on your Chromebook. Is much safer than storing them with each online shopping
However, the only way to make sure your debit card details are completely safe. Is to not store your card details anywhere on the internet. This reduces the risk, but is much less convenient. Personally, I am happy to store my card details on my Chromebook, but avoid letting other websites store my card details for future use.
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